Cash Loans, Caveat Loans, Short Term Loans

Need a Loan Today?

Get a loan $1,000 to $100,000 as fast as 1 hour!
Apply online, anywhere in Australia.

Easy application
Fast approval
Tailor to suit your need
Flexible repayments
Pay-off & save interest
Friendly client care

Our contact details

Email: info@mycashfinance.com.au

Mailing: P.O. Box 94,
Hurstville BC NSW 1481

Sydney: Suite 5 Level 2,
8 Crofts Avenue
Hurstville NSW 2220

Melbourne: Suite 98, 738 Burke Rd, Camberwell VIC 3124

Brisbane: Suite 242/51, 167 Robina Town Centre Dr, Robina QLD 4230

Loan amount	:*

 Purpose:*
-Select-
Business (e.g. biz cash flow, startup biz)
Personal (e.g. personal bills, holiday)
I/we own:* 
-Select-
Motor Vehicle (No Finance)
Real Estate (Mortgaged OK)
Motor Vehicle & Real Estate
Credit history:*
-Select-
Clean (no default)
1 default
2 defaults
3 or more defaults
Under bankruptcy
Ex-bankrupt
Under debt agreement
Past debt agreement
Weekly Income:*

Full name:*

Mobile no.:*

Email:*

State:* 

Terms and Conditions
 
This Pre-Approval will NOT affect your credit file.

Repeat and Existing Customers
Client ID	Password
A value is required.	A value is required

Business Partners

"I've always had quite a bit of a problem with credit card debts, never been able to resolve them. The people at Cash Finance not only provided me with the solution to it, but gave me lots of useful advice to prevent it. I'm very thankful to the staff of Cash Finance."
Tricia C, NSW

Self Employed Loans

Back to Self Employed Loans

Being self employed, applying for self employed loanscan be very time consuming, discouraging and more difficult than people have a stable job.

The reason that banks and financial companies set strict application demands for self-employed people seekingself employed loans as they are not assured that they can get back their money. Depends on the nature of the business, self-employer can get very irregular income. For example, one can be out of income for a couple of weeks and then receive a lump sum which is enough to cover the expense during that period after a job is done. Therefore, although the overall income might be good enough to support self employed loans, it is the instability holding these people back and makes the most financial companies reluctant to deal with them.

This is especially common for those who have just started business and need short term cash loans. In this case, most lenders will ask the applicants of self employed loans to wait until they have enough evidence to show the borrowers have a certain settlement capacity. And to most people this is equal to be declined.
So, how to increase the success rate for self employed loans? Below are some tips that may help.

Get a broker for self employed loans. Brokers are the middle person between the lenders and borrowers. They usually have great expertise in lending industry. This will be especially helpful for those who have unstable income as a result of their business nature. Of course, it always costs some more with a broker but it is worth trying if it assures you a much higher chance to get approved for self employed loans.
Consider secured self employed loans. The requirements for secured self employed loans are generally looser than unsecured self employed loans. The documentation required are also much less. Therefore, it is ideal for self-employed people who just started their career and cannot provide many documents (e.g. past three years income statements) to prove themselves for the self employed loans.

Take flexible mortgages. This is ideal for self employed loans. A flexible mortgage allows the borrower to miss some installment payments for a while. This will be especially helpful to self-employed who find themselves in a financial difficulty during down times or when considering a career break or shift. You can also make extra payment when you have the spare money which will decrease the debt balance and save the interest expenses.

Cash Finance take no liability on content shown, please consult your legal and financial adviser before making any financial decision.

"Need a loan today?"

"Get a loan as fast as 1 hour!"

Disclaimer: Any information on this website does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of the information having regard to your objectives, financial situation and needs before deciding whether to acquire any of these products. All applications and facility preference such as loan term, payment frequencies are subject to lending criteria and final approval.

*Suggested approval time is for repeat customers and simple applications only. Time is calculated from the moment all necessary documents are received. New customers may take longer to process and inadequate documents can cause major delay.
^Cash Finance will attempt to assist you in finding a suitable loan despite your credit history. Minor bad credit history may be considered. In serious cases, a joint application is required.

Australian Credit Licence No.: 386473