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Our contact details

Email: info@mycashfinance.com.au

Mailing: P.O. Box 94,
Hurstville BC NSW 1481

Sydney: Suite 5 Level 2,
8 Crofts Avenue
Hurstville NSW 2220

Melbourne: Suite 98, 738 Burke Rd, Camberwell VIC 3124

Brisbane: Suite 242/51, 167 Robina Town Centre Dr, Robina QLD 4230

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Business Partners

"I've always had quite a bit of a problem with credit card debts, never been able to resolve them. The people at Cash Finance not only provided me with the solution to it, but gave me lots of useful advice to prevent it. I'm very thankful to the staff of Cash Finance."
Tricia C, NSW

Home Loans can be shared

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Cash Finance knows that not everyone can afford a home loan. If you want to purchase a home loan, but don’t have the money and can’t afford it on your own, a best way to consider is to get a home loan with a family member, relative or even a close friend of yours.

As there was the introduction to the first home owners grant, it will be reduced in October and gone by December. Many individuals would like to take advantage of the first home owner grant before the grant is no longer available. So therefore, sharing a home loan has become increasingly popular as it has become a trend to individuals that are considering a new home with some financial difficulties.

Economics has changed in this society and the rule of lending money has also changed. Financial companies that are lending out money would like to see deposits beforehand. Individuals would need to act fast and combine money deposits with their family, relatives or close friends if they are not capable in giving money deposits on their own into the property market before the boost runs out.

Although combining money deposits may be a good way, but having a contract signed by everyone who has invested in would be a commonly good idea. Something that investors should consider would be if anyone defaults, then all investors would be at risk. It is strongly recommended that if you would really want a joint investment for the home loan, go to an independent legal advice, talk to a professional staff so that they can help you or support you in making the best decision possible with sharing the home loan.

Individuals may also want to consider problems such as how long do you want to keep the property, with shared property, you may not be able to make decisions based solely on your own, you would need to discuss with all investors agreeing upon in order to take action. More issues such as insurance, renovations, extra money to pay for fees such as electric, gas, water, everything must be openly discussed.

Extra things to remember: with combined loans by two un-related individuals to receive stronger power in lending money, the First Home Owners Grant and Boost to buy the same property can only be received by one individual, not both.

Or, if you are after a short term finance loan, we can help you. Cash Finance specialize in cash loans repayable within 12 months period. Get a loan today. Apply Now!

Cash Finance take no liability on content shown, please consult your legal adviser before making any financial decision

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Disclaimer: Any information on this website does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of the information having regard to your objectives, financial situation and needs before deciding whether to acquire any of these products. All applications and facility preference such as loan term, payment frequencies are subject to lending criteria and final approval.

*Suggested approval time is for repeat customers and simple applications only. Time is calculated from the moment all necessary documents are received. New customers may take longer to process and inadequate documents can cause major delay.
^Cash Finance will attempt to assist you in finding a suitable loan despite your credit history. Minor bad credit history may be considered. In serious cases, a joint application is required.

Australian Credit Licence No.: 386473