Application & Approval Process
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 What is pre-approval?
Pre-approved means based on the information provided you have over 80%
success rate in obtaining your loan (Based on our statistics). No credit check will be done for a pre-approval.
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How to apply?
- Complete a fast Pre-Approval form, and get a result in 15 minutes.
- Gather supporting documents (Click to download Doc checklist)
- Submit by email or fax
- We will notify you once your application is received and keep you updated
- After a quick assessment and contract signed, money will be forwarded to you.
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How to be eligible?
Own a Motor Vehicle (With no finance owing)
OR
Own a Real Estate Property (mortgaged OK)
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How much can I borrow?
It depends on your ability to repay the loan and vehicle/property value. As a motor vehicle secured loan, it can be up to 50% of your motor vehicle trade-in value. If it is property secured, loan amount in some cases may be up to 95% of the property value less any credit owing.
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How can I speed up the loan approval process?
Make sure application form filled in full and all required documents are provided to avoid delay.
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How do I maximise my chances of approval?
Simply make sure the application form is fully filled, and provide clear supporting documents. Usually joint applications have a higher chance of approval.
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What happen after I apply?
After you complete your application form and it is sent together with supporting documents, we will process your loan immediately. After your application has been reviewed and contract signed, the money will be forwarded to you.
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| Interest Rates and Repayments |
What is the interest rate?
The interest rate for a Fast Loan is 2.9% - 4%per month#. In most situations loan term only goes for 1 - 12 months, hence interest rate is relatively low. Most of the cases, you may pay-out at any time to save interest.
Express Loans and Biz Loans interest rate may differ, an Offer will be given to you to consider before drawdown.
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Are there any fees involved if I pay out my loan earlier?
Cash Finance has no hidden fees and charges, most of the loan products can be paid-off early at any time without penalty and save interest.
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Will a credit check be listed on my file?
To ensure Cash Finance is legal compliance, a credit check will be done on applicants only during final review of your application. If you decide not to proceed after pre-approval no credit check will be carried out. |
| About Cash Finance |
Will my privacy be protected?
Absolutely. At all times your privacy is protected. Cash Finance operate a strict Privacy Policy preventing 3rd parties or associated companies from accessing your personal information unless you give them express permission to do so.
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What is the interest rate?
