How It Works

In 3 Easy Steps

Pre-Approval in 5 Minutes*

5 Minute eligibility form

  • No Obligations
  • No Credit Checks unless you proceed

Provide basic documents

Email or Fax supporting documents for verification

  • Quick Process
  • Flexibility to suit you

Are you eligible?

To be eligible, you simply need to meet the following criteria:

  • Own a motor vehicle (under finance OK) or property (mortgaged OK)
  • Receive a minimum weekly income of $600 (e.g. wage, business, and other income)
  • Acceptable credit history (Bad credit considered).

Frequency Asked Questions

I only receive Centrelink income.

We may be able to assist you if your income is over $600 per week. Howeverm if you are on Newstart, Youth Allowance or Austudy, we won’t be able to help you.

I don’t own a non-financed vehicle or real estate property.

Simply apply with a person who owns an asset through a joint application.


Basic documents required

  • Income (Payslip or Business Certificate or Centrelink Statement)
  • Asset ( Car Rego or Council Rate)
  • Identification (Driver license or Passport or Photo card)

Click here to download document checklist

Note: If you have any issues getting the documents, please email us and we may be able to arrange an alternative.


I have a bad credit history.

We consider people with bad credit histories. To know whether you’re eligible, simply complete our 5 minutes pre-approval form at no obligation.


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