|Need a Loan Today?
Get a loan $1,000 - $500,000 as fast as 1 hour!
Apply online, anywhere in Australia.
Am I eligible?
Personal loan - Easy criteria -even if you have no income currently we still can help or joint apply with a person who has sufficient income to repay this loan.
Start your own small business - Easy criteria -even if you have no income currently we still can help as we believe your business can be profitable.Or joint apply with a person who has sufficient income to repay this loan.
How we can help
We understand life is extremely struggling for Australians in financial hardships and economic depression. They would need to use a credit card to pay off living fees and when one bill is not paid; the financial problems begin to build and chances of bankruptcy would happen.
Luckily, we are here to help, also can give you some tips on surviving unemployment.
We want to make sure you are not wasting the cash spent when applying for the loan.
We understand that the loan process may require money (e.g. faxing over the supporting documents may be costly) and in most cases, many jobless people spend much time and effort in the process of getting a loan but turns out to be rejected. This is a major cost which can be prevented if you have a clear picture of what the chances are before you taking the effort to apply for one.
Not sure of your chances in getting a loan?
Complete the pre-approval in 60 seconds and get your result in fifteen minutes!
Review your credit history before applying. What if I have bad credit history? Does it matter? Most unemployed workers tend not to have a good credit history. We consider bad credit if it is not too serious. To help you have a better picture of how your credit history might affect your chance of getting the loan, you can obtain a free version of your credit file beforehand online. Once you have a good idea of how serious your credit history is, you will surely save much effort and fuss in the loan process
Personal loans for unemployed people
We know it is quite difficult to get loan approval for people in unemployment, especially for personal loans as companies emphasize on their ability to repay. To help you to maximize the successful rate of getting such approval, we recommend that you joint apply with someone (this person can be either your spouse, family member or a friend etc) who receives regular and stable income. Does that person have to be a full-time employee? No, this is not compulsory and we also consider Centrelink income.
Business loans for unemployed people
To get the money to start up your business is easy!
With our fast and easy business loan, even if you only own a motor vehicle, you will be eligible. With a business loan, you are still able to use up to 49% of the fund for any personal use. Either it is to pay bills or solve financial difficulties, it is up to you. What if you do not own a motor vehicle? Simply joint apply with a person (either your spouse, family member or even a friend) who does. With a few simple documents, you will get your loan result in just 1-3 hours.
Get you back on your feet
With our loans, you can get the help needed to manage your difficulties. Either it is to pay off household bills, managing mortgage repayments or handling hard times.
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