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Our contact details

Email: info@mycashfinance.com.au

Mailing: P.O. Box 94,
Hurstville BC NSW 1481

Sydney: Suite 5 Level 2,
8 Crofts Avenue
Hurstville NSW 2220

Melbourne: Suite 98, 738 Burke Rd, Camberwell VIC 3124

Brisbane: Suite 242/51, 167 Robina Town Centre Dr, Robina QLD 4230

 
 

Your credit record


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The most common way a person can obtain his/her own credit file is through companies such as Veda Advantage and Dun & Bradstreet. The file has record on information regarding to all areas on your credit activity for the last 7 years and any current updates.

Why do I want to obtain my credit file?

  • It allows you to check details that are also visible to companies such as credit providers
  • It is a record of your credit reputation and can have great influence on risk potential for financial institutes
  • It can safeguard yourself against identity fraud

How do I get a copy?

You can apply for a copy of your credit file by filling in the application form on the websites for both Veda Advantage and Dun & Bradstreet.
Alternatively, you can mail or fax your request through but needed to wait up to 10 working days.

How much does it cost?

All credit reports are free unless is needed urgently. Depending on which company you are applying for, it will cost $20-30 and delivered within 1 working day after your request is received.

How long is the information going to stay on my file?

Writs

4 years

Summons

Credit Applications

5 years

Payment defaults

Court judgements

Credit enquiries

Clearouts

7 years

Bankruptcy

Other information such as name

For life

What do I do if the information on my file is incorrect?

If you have a default on your file that is not yours, you must contact your credit provider for investigation.
If they find that the default is mistaken, then they must contact the reporting agency.
The same applies if you have rectified a default but is not updated on your file.
Once you have resolved the situation, your credit provider is required by law to amend the mistake on your credit file as soon as possible.

Any inaccuracies on your file to do with bankruptcy, judgements, court writs and summons, or directorship information can be updated using the appropriate forms on any chosen agencies websites. However, this can take up to 30 days.

Cash Finance is a leading Australia based finance company that offers fast and secure loans since 2005. We have over 3,000 satisfied customer Australia-wide. Fast cash loans are all we specialised in. Even if you have bad credit, we can still help. Apply today for instant cash relief.

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Cash Finance Pty Ltd. Copyright ©2011. All rights reserved. Designed by BizTech.

Disclaimer: Any information on this website does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of the information having regard to your objectives, financial situation and needs before deciding whether to acquire any of these products. All applications and facility preference such as loan term, payment frequencies are subject to lending criteria and final approval.

*Suggested approval time is for repeat customers and simple applications only. Time is calculated from the moment all necessary documents are received. New customers may take longer to process and inadequate documents can cause major delay.
^Cash Finance will attempt to assist you in finding a suitable loan despite your credit history. Minor bad credit history may be considered. In serious cases, a joint application is required.

Australian Credit Licence No.: 386473

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Result will be sent to your email address. Please ensure email is correct.
Please fill-in total weekly income after tax.

For fortnightly pay period, divide by 2.
For monthly pay period, divide by 4.3
If this is a joint application, please add up the total income for both applicants.
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