Second Mortgage


Second Mortgage Features


  • 5 minutes pre-approval
  • Easy to qualify
  • Low repayments & interest rate
  • We source the right lender for you
  • Suitable for both personal and business use

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Easy to qualify


To be eligible, you simply need to meet the following criteria:

  1. You own a real estate property with less than 95% mortgaged.
  2. You receive regular income
  3. (No proof required for business owners)
  4. Acceptable credit history (Bad credit considered)

Our difference


My Cash Finance specialises in engaging lenders that offer lending services such as 2nd mortgages to Australians.

We understand that for business owners, there are always unexpected changes or risks that will impact strongly on your business’s performance and restrict business growth. There are always times when you need additional funds for business purposes - either to pay outstanding business bills, acquiring stock for busier seasons, or to expand your business.

A second mortgage is a loan secured against a real estate property with an existing home loan (or first mortgage) attached to it. It is a suitable solution to business owners and everyday Aussies who are bind by temporary short funds and are seeking to release equity in their property.

My Cash Finance can help you get access to the fast funding that you need, in just a matter or hours. Apply today!

Mortgage Details


Borrow Amount From $1,000 to $500,000
Use for Personal or business
Loan Terms Up to 2 years (Possible extension)
Guarantor Accepted
Repayments Repayments can be flexible and tailored to your budget.
Upon approval, you will be informed of your repayment options for consideration.

Simple documents & constant loan updates

The documents required for second mortgage loans are relatively simple and straight forward.

Simply forward three documents (driver licence, business ceritificate and real estate property council rate) and we will perform a preliminary assessment for you, free of charge. Unlike traditional lenders, we will constantly keep you updated of your loan progress via sms and email, so you know exactly where your case stands.

Fast approval

After all documents have been sent and reviewed, final loan approval can be completed within a few hours. If you change your mind and decide not to proceed, you can withdraw your application.

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