Shield Yourself from Identity Theft


Why worry about identity theft?


You may think that identity theft is something that individuals who get mugged or lose their wallet need to concern themselves about, but the truth is identity theft can affect anyone and everyone from the person who lost their wallet at a concert to those who are most careful about keeping track of their financial documents. Continue reading

6 Habitual Financial Blunders to Overcome

We have all accused ourselves at some point because of our repeated mistakes in managing finance. Be it a forgotten cheque, impulse buy, not so appealing brunch, paying heavily for insurance and many such bloopers. We might think that these reasons alone do not make much a difference in our finance but as a matter of fact, these small leaks are the biggest missteps in losing your money. Continue reading

How to get a loan with bad credit

Not having a credit history or having a bad credit are not absolute contraindications for you to get a loan. Thanks to the cash surplus of the Australian financial institution and the strength of our economy, getting a loan with bad credit is easier than you could imagine. There are many ways how you can increase your odd to get it approved and get it with the competitive interest rate. Continue reading

3 Smart Tips to Turn Negative Cash Flow into Positive

Everyone dreams for financial security and one way to achieve it is to increase positive cash flow and decreasing negative cash. Negative cash represents more expenditure than any business earns, and it can kick any business or individual into a disaster. Cash is a king, and its flow keeps its kingdom warm and alive. Many small and average sized businesses majorly rely on cash flow. Appropriate handling to manage cash flow is inevitable to impart success to the business and more importantly to fall victim to bankruptcy.

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How Can My Business Benefit From Cash Flow Lending?

A cash flow loan is a financing method used by banks and investors for business which needs collateral for a loan. So, basically, the loan is formulated to out pay the previous loan taken by the business according to their enterprise value, EBITDA and other such valuations. This loan is taken if the enterprise wants to buy another company or carry on with high valuation operations. So these loans are important if you need to pay off debt on working capital because the loan is taken on the value of the cash flow that comes into the company on a whole. Therefore, cash flow lending is very important for operations to continue in the long run without running on debt, losses and with large miscellaneous payments pending. So how can this loan help if it’s just like any other loan that I take for my business? Let’s talk about that. Continue reading