How to Finance a Property?

There is no doubt that the economy is looking up again and hence, quite a few investors in the real estate industry are flocking back to the real estate market again. Apart from some green shoots being seen here and there, there is also the advantage of low interests which also is helping these professionals to try their hand in the real estate industry. However, getting finance on your property, investment or even rental real estate is quite challenging and there are quite a few important points which need to be taken into account. Let us try and find out the various ways by which one can raise finance on various types of properties. Continue reading

How much can you afford to spend on a house?

One of the best ways to invest money is to buy a house. However, one cannot afford to spend all his money on a house. With banks reducing the mortgage constraints and reducing the home loan rates to less than 5%, it is very tempting to buy a house. Though the house value is increasing constantly, it is important to have a limit on expenditure. (on how much to spend). The house might be the biggest investment that a person makes in his lifetime and it is important to be smart in this investment. Continue reading

How to Plan Your Budget Friendly Holiday?

How many months ago have you been on a holiday? You should consider the option, if you get time. Holiday is the perfect word to define taking rest and enjoying with your closed ones. Everybody wants to be a part of long holidays. The only problem which persists is financial management. There are certain simple tips, which can make a lot difference to our budget. Who says that we cannot enjoy holidays without burning a hole in our pockets? Continue reading

Steps to Beat Inflation with Smart Retirement Income Plans

The impact of inflation is not understood appropriately by today’s youngsters. They should have the wisdom and foresight to take inputs from their parents and grandparents because they can teach today’s generation how inflation has eaten into the vitals of our society over the past many decades. If you ask your grandfather, he will have stories to tell which might look unbelievable and out of the world. Continue reading

Tips for saving money

We earn money, as per our capabilities but it always seems very easy to spend it. We ponder on the reasons as to where all the money has gone. At the end, we find our out that it’s not the big things but actually, the small things on which we spend a lot of money on, unnecessarily. One such process is savings. Here are some ways by which you can save more money in the current financial year. Continue reading

What Can I Do Against Debt Collection?

When in debt, you should learn how to deal with a debt collection company in order to avoid being intimidated or mislead. The first thing to know is that different rules apply to bailiffs and debt collection firms when it comes to your possessions. There are a lot of misconceptions about what creditors can do and what they cannot do. Get well-informed and handle the debt collectors well. Continue reading

How to Improve Your Credit Score

Most of the people are looking for the solutions to answers their credit card issues. The main reason is that the credit score is the one document that dictates everything from a housing approval to the job approval in some of the companies. It seems impossible to improve the credit scores but you can do so if you know the actual procedure to make it possible. It is not a fast and immediate procedure and definitely it is time consuming but it really worth it. There are some tips and guidelines to help a person in improving its credit scores. Like use of credit cards and on time payments. Continue reading