How to Pay Off a Mortgage Faster

A mortgage is a non-deductible expense that takes up a considerable proportion of the typical household budget. As such, it’s a type of debt that should be paid off as soon as possible. Homeowners can reduce the term of a 30-year mortgage by decades and save hundreds of thousands of dollars by managing their expenses […]



How to Create a Savings Plan – A Step-by-Step Guide

Financial advisors often recommend that their clients create personalised savings plans, and for good reason. A savings plan can help you to focus on your goals and motivate you to achieve them by encouraging you to manage your expenses more successfully. These step-by-step instructions outline the essential steps for creating a savings plan, whether you’re […]


How to Get Your Finances in Order

The start of a new year is an excellent time to review your financial plan for the coming year and beyond. The secret to hitting the mark on your financial goals and resolutions is to take the time to plan a budget and to consult it regularly to track your progress. This guide shows you […]





How Much Can I Borrow?

Knowing how much to borrow is crucial when it comes to buying or building a home. Before meeting with a lender or mortgage broker about getting a home loan, it’s important to know how much you can afford to borrow and repay. The following looks at how much you can borrow: Income Before you start […]