With student loan, credit card, car loan, house loan…have you ever dream of being debt-free faster? Actually, in personal finance perspective, the faster you can pay off your loan, the more money you can save for yourself.

Dividend in simple words is the amount paid by a company to its shareholders from its profit. Dividend is usually in the form of money but sometimes companies also pay in the form of additional shares. Whatever the case is, it is important to look out for the companies with considerable profits so they can […]

If you are one of the 34 percent Americans who keep multiple credit cards, then you must be one of those who faces challenges managing multiple bills, keeping track of balances every month. Credit cards might have made our lives easy, but it certainly comes with some drawbacks. Using multiple credit cards can be tricky […]

Everyone dreams for financial security and one way to achieve it is to increase positive cash flow and decreasing negative cash. Negative cash represents more expenditure than any business earns, and it can kick any business or individual into a disaster. Cash is a king, and its flow keeps its kingdom warm and alive. Many […]

A bad credit score can affect you in many insidious ways, especially down the line in the future. Missing payments, making late payments, borrowing too frequently: all these can cause your credit score to go down. This will make future borrowing either extremely expensive or maybe even downright impossible. However, there are steps you can […]

Emotional intelligence is a hot topic right now. People are beginning to explore this concept and how it can be utilized in different aspects of life. Emotional intelligence, at its core, is the management of emotions. How one understands and controls his emotional state represents his emotional intelligence. Experts believe that emotional intelligence can help […]

At some point in life we’ve all made poor financial decisions. How prominent and successful personalities make it financially big is something many wonder about. Financial errors can lead to a serious amount of debt, overdraft frees, a bad reputation and a list with other such factors that might become uncountable. For most people, financial […]

NO CREDIT CHECK LOANS: The most widely recognized type of no credit check financing accessible is what’s alluded to as a payday, or loan, advance. The structure of these credits is sufficiently enough. Banks offering payday loans commonly offer to advance an individual borrower up to 100% of the measure of their net, salary on […]

Having an independent place to live in is probably the most important goal in any person’s life and it is a significant feat. However, once you have taken the big step and bought your own house, your finances take a big plunge. This is a critical time and saving money can become a really big […]

While getting a loan is never a good option, there are instances when it becomes inevitable. However, banks don’t give out loans so easily. You need to have a good credit score if you want to stand any chance of getting approved for a loan. Now, most of us don’t have a good credit rating. […]